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What determines insurance rates

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	Date/Time	Made By	Edit Note	Type	Scope
	Feb 2 2008, 10:47 AM EST	insurancefor		edit	2 words added
Change: where more accidents are likely to occur. Personal Driving Record: Your years of driving experience, and number of past accidents and tickets also factor in determining your rates. A lack of accidents and tickets can count in your favor. .buying tips View changes from previous version. (Word count: 223)
	Feb 2 2008, 12:19 AM EST	insurancefor	insurance rates	edit	222 words added
Change: Rates are determined based on the likelihood that an insurance company will pay a claim on behalf of the policyholder. There are a number of factors that determine whether you are a higher, lower, or average risk. Unitrin Direct considers these factors in determining you rates: Driver Age: The View changes from previous version. (Word count: 221)
	Feb 2 2008, 12:19 AM EST	insurancefor		create	No content added or deleted.
Change: Created by insurancefor Feb 2 2008, 12:19 AM EST for: no reason given