If your current insurance agency refuses to cover your modded car, you will need to find new insurance. Do some research; look online, call agencies, and find out what's out there in order to get the best coverage for the best price. If your car is really unusual, you might have to get specialized insurance. There are places that only offer insurance for custom or classic cars. However, since they offer specialized insurance, they usually have strict regulations you must follow. Some examples of these rules may include:

• No modifications that make the engine faster, especially as nitrogen.
• No modifications that affect the safety features of the car. This means no removing bumpers or air bags.
• No using the car for road-trips, or even daily use. (Some carriers, such as Hagerty, are more lenient with this rule.)
• The car must have added safety measures (such as being parked in a locked garage).
  
• Take detailed pictures of the modifications made to your car. If you're going to look for the mods to be covered you need to have pictures to prove they are in place. This also aids in making sure you're able to get items replaced if damaged.

However, not all providers will have the same rules. Find a provider that has rules that you can live with. Do not buy a policy with regulations you don't think you will be able to follow.


insurance modified car